RBI Issues New Rules for Recovery Agents; Borrowers Get Stronger Protection from Jan 1, 2027

#ରିକଭରି_ଏଜେଣ୍ଟଙ୍କ_ପାଇଁ_RBIର_ନୂଆ_ନିୟମ
ଋଣ ନେଇଥିଲେ ଆଉ ହେବେନି ହଇରାଣ। ରିକଭରି ଏଜେଣ୍ଟଙ୍କ ଧମକ, ବେନାମୀ ଫୋନ୍ କିମ୍ବା ରାତି ଅଧରେ ଘରକୁ ଯାଇ ଚାପ ପକାଇବା ଭଳି ଘଟଣା ଉପରେ କଡ଼ା ରୋକ ଲଗାଇଛି RBI। ବ୍ୟାଙ୍କ ଓ ରିକଭରି ଏଜେଣ୍ଟଙ୍କ ପାଇଁ ଜାରି କରାଯାଇଛି ନୂଆ ନିୟମ। ଏହି ନିୟମ ୧ ଜାନୁଆରୀ ୨୦୨୭ରୁ ଲାଗୁ ହେବ। RBIର ନୂଆ ନିୟମ ଅନୁସାରେ ଋଣ ଆଦାୟ ନାଁରେ କୌଣସି ପ୍ରକାର ଧମକ, ଅଶାଳୀନ ଭାଷା, ଭୟଭୀତ କରିବା କିମ୍ବା ସାମାଜିକ ଭାବେ ଅପମାନ କରିବାକୁ ବାରଣ କରାଯାଇଛି।

Borrowers will soon get greater protection from harassment during loan recovery, as the Reserve Bank of India (RBI) has introduced new rules for banks and recovery agents. The revised guidelines, effective from January 1, 2027, prohibit recovery agents from threatening borrowers, using abusive language, making anonymous calls, visiting homes at odd hours, intimidating customers, or publicly humiliating them during the loan recovery process.

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